Nepal Bank Limited
Nepal Bank Limited

 


Interest Rate

Deposits Annual Interest Rate
S.No. Deposit Type Duration Rate** Previous Rate
1 Saving Deposit (Normal Saving)
(interest calculated on daily closing balance)
1.25%
1.50%
Special Saving Deposit
1. Pension Payment Saving   2.50% 1.25%
2. Salary Saving Account (Non NBL Staff)   3.25% 2.50%
3. NBL Diamond Saving   2.25% 2.50%
4. Women Special Saving  
2.25%
2.50%
5. Yuva Bachat Khata  
2.25%
2.50%
6. Senior Citizens Special Saving  
2.50%
2.75%
7. Professional's Saving  
2.50%
2.75%
8. Social Security Saving Account
2.50%
 
9. NBL Special Saving
3.00%
2.75%
10. NBL Staff Pension Saving
2.50%
2.75%
11. NBL Staff Salary Saving
3.25%
2.50%
12. Santati Saving Account   2.50%  
13. Remittance Saving Account   2.50%  
14. Investor's Saving Account   2.50%  
FCY Saving Deposit
1. USD
0.75%
0.50%
2. EUR
0.40%
0.50%
3. GBP
0.40%
0.50%
Fixed Deposit
1.
3 Month
5.00%
3.00%
2.
6 Month (Individual)
6.50%
8.50%
3.
6 Month (Institutional)
6.00%
 
4.
1 year (Individual)
8.00%
9.50%
5.
1 year (Institutional)
7.50%
 
6.
Nepalaxmi Fixed Deposit (Above 1 year up to 5 years)
7.00%
 
7.
Employee Welfare Account
4.00%
 
FCY Fixed Deposit
1. USD
Negotiable
Akschhaya Kosh  
 

Other Institutions

  6.50% 4.25%
 

NBL Trust Fund

  6.75% 5.75%

Call Deposits

 

Normal Call Deposits

  1.25% 1.00%


Lending Rate on Loan Types
Loan Type Rate (%) Previous Rate
Quarterly Base Rate (BR) - Chaitra 2073: 5.93 %
Gold and Silver Loan BR+6.07 12.50%
Export Finance
Export Finance in Domestic Currency BR+1.07 6.00%%
Post Shipment & Pre-Shipment (in USD) BR+1.07 to BR+2.07 4.00% to 6.00%
Trust Receipt BR+2.57 to BR+4.07 8.00% to 9.00%
Term Loan
Industrial/Commercial BR+4.07 to BR+5.07 9.00% to 11.00%
Housing Plan BR+7.07 11.00% to 12.00%
Real Estate BR+7.07 11.00% to 12.00%
Working Capital
Hypothecation BR+3.57 to BR+5.57 9.00% to 11.00%
Overdraft BR+3.57 to BR+5.57 9.00% to 11.00%
Pledge loan BR+3.57 to BR+5.57 9.00% to 11.00%
Demand BR+3.57 to BR+5.57 9.00% to 11.00%
Loan against Govt. Securities Coupon Rate + 2.00 or BR+5.07 whichever is higher
Mortgage Loan BR+4.07 to BR+6.57
Deprived Sector Loan
Individual BR+4.07 9.00%
Institutional BR+2.07 6.00%
Agriculture Loan BR+4.07 11.00%
Loan against First Class Bank Guarantee BR+4.07 9.00%
Loan against FD receipt Coupon Rate + 2.00
Hire Purchase Loan BR+6.07 10.50% to 11.50%
Sajilo Byabasaik Karja BR+6.07 11.00%
Consumer Loan
Auto Loan
Private vehicle 5 years term BR+5.07 10.00%
Private vehicle 7 years term BR+6.07 10.50%
Private vehicle business use 5 years term BR+6.07 11.00%
Commercial vehicle 3-5 years term BR+6.07 11.00%
Private vehicle used 4 years term BR+6.07 11.00%
Nepalaxmi Auto Loan BR+4.07 9.50%
NBL Professional Auto Loan BR+4.07 9.00%
Home Loan
5 years term BR+4.07 9.50%
10 years term BR+5.07 10.50%
15 years and above term BR+5.57 11.00%
NBL Professional Home Loan BR+4.07 9.00%
Nepalaxmi Home Loan BR+4.07 9.50%
Personal Term Loan
5 years term BR+4.57 10.00%
10 years term BR+5.07 10.50%
15 years and above term BR+6.07 11.50%
Personal Overdraft
Professional Overdraft BR+6.07 11.00%
Others BR+6.57 11.50%
NBL Professional Loan BR+6.07 11.00%
Professional Term Loan BR+4.57
Education Loan
5 years term BR+3.57  
10 years term BR+4.07  
Margin Lending
Up to 50 Million BR+6.07 11.00%
50 Million above up to 100 Million BR+5.07  
100 Million above BR+4.07 9.00%
NBL Flexi Loan
Flexi Term Loan BR+5.07 10.00%
Flexi Overdraft BR+5.57 10.50%

** Rates are effective from Baisakh 1, 2074 (Apr 14, 2017)
Base Rate - Ashad 2074: 6.29 %
Quarterly Base Rate (BR) - Chaitra 2073: 5.93 %



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Contact
Nepal Bank Limited
Dharmapath Kathmandu
(Head Office)
Tel.: +977 1 4247999 / 4239888
Toll Free: 16600137373
Email: info@nepalbank.com.np
Swift Code: NEBLNPKA

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