Once the exporter receives a confirm order form buyer, it has obligation to deliver the finished goods. In this situation exporter requires working capital to pay workers, purchase raw materials, packaging etc. Thus to bridge the gap of working capital requirement, NBL offers pre-shipment loan to exporter having good faith and paying capability on the basis of profoma invoice, contract paper or indent. Loan limit is determined 70% of value of collateral or agreement paper whichever is less.