Service charge

1. Customer Service
S.No. Particulars Charges
1 Saving Account NPR 200

1.2 Cheque Book Issuance Against Lost Cheque Book

1. Current/Loan Account NPR 400
2. Saving Account NPR 200(For 10 Leaves)

1.3 Charge for Uncollected Cheque Book

(if not collected within 3 months)
1. Cheque Book (Current Account) NPR 400
2. Cheque Book (Saving Account) NPR 200
3. VISA Card NPR 300

1.4 VISA Card and/or Cheque Book(s) not Returned on Closure of Account

1. Current Account NPR 400

1.5 On Return of Unused Cheque Leafs on Closure of Account

1. Current Account NPR 10 per leaf
2. Saving Account NPR 10 per leaf

1.6 Cheque Return Due to Insufficient Balance (to be deducted from a/c holder's a/c)

1. Current /Loan Account NPR 500
2. Saving Account NPR 250

1.7 Stop Payment Charges

Stop Payment Charges for NBL Cheque Free

1.8 Record Retrieval Charges (attested copy)

1. Up to 6 Months NPR 200 per transaction
2. 6 Months up to 3 years NPR 500 per transaction
3 Above 3 Years NPR 1000 per transaction

1.9 Standing Instruction

Cash Withdrawal through Pay Slip/Counter Cheque NPR 250 / NPR 50 per leaf

1.10 Customer's A/c Statement Issue

1. Call and Current account (Monthly) & Saving account (Quarterly) Free
2. Statement to be provided 2nd or more times
i. Current Account First 10 pages NPR 250 then NPR 10 per pages
ii. Saving Account NPR 100

1.11 Insufficient Minimum Balance

Insufficient Minimum Balance Free

1.12 Account Closure Fee

Account Closure Fee Free

1.13 Activation of Dormant Account

Activation of Dormant Account Free

1.14 CCTV Footage Retrieval Charge

1. Only view NPR 200
2. Footage per request NPR 1,000

1.15 Balance Certificate Issuance

Balance Certificate Issuance Free

1.16 ABBS Charges

ABBS Charges Free

1.17 Use of NOTEKOSH by Member Banks of Bankers Association

1. For deposit in our Notekosh 0.04%
2. For withdrawl from our Notekosh 0.02%

1.18 Audible-QR

1. Audible QR NPR 300
2. Digital Banking Services
S.No. Particulars Charges

2.1 Domestic VISA Debit Card

1 Issuance NPR 250
2 Annual renewal charge NPR 250
3 Reissue in case of loss NPR 250
4 Pin regeneration charge NPR 50

2.2 NBL Instant Debit Card

1 Issuance NPR 300
2 Annual Renewal Charge NPR 300
3 Reissue in case of loss/damage NPR 300
4 Pin regeneration charge NPR 50
5 E-commerce Activation NPR 100

2.3 International VISA Debit Prepaid Card (NBL Travel Card)

5.3.1 Only for the customer receiving FCY against passport
1 Issuance (Validity up to 3 years) NPR 1000
2 Reissue in case of loss NPR 1000
3 Pin regeneration charge NPR 100
4 Top Up charge NPR 500
5 E-commerce Activation Free
5.3.2 Cash Withdrawal Fee
1 In NBL ATM Free
2 In Other Bank's ATM in Nepal NPR 30
3 In Other Bank's ATM (International) NPR 250
5.3.3 Balance Inquiry
1 In NBL ATM Free
2 In other Bank's ATM in Nepal NPR 20
3 In Other Bank's ATM (International) NPR 50

2.4 Point of Sales (POS) Transaction (Merchant Service Fee)

1. NBL Card 1.00%
1 Domestic Card Transaction 1.50%
3 International Card Transaction 3.00%
3. Remittance
S.No. Particulars Charges

3.1 Fund Transfer

1.1. Manager's Cheque
1.1.1. Issuance Free
1.1.2. Cancellation NPR 250
1.2. Good for payment cheque
1.2.1. Issuance Free
1.2.2. Cancellation NPR 250
1.3. NRB Cheque
1.3.1. Issuance Free
1.3.2. Cancellation of NRB Cheque NPR 250
1.4 Transfer by BFIs to NRB or NBL Branches Inside Valley: NIL ​Outside valley: 0.05% or Minimum NPR 1,000
1.5 Transfer by Remittance Companies to their Agents NPR 100 per credit entry
1.6 Fund transfer between Federal/Provincial/Local Government Entities Free
1.4. INR and FCY Drafts Draft Issuance Commission
1.4.1. INR
i. Account Holder 0.10% or Minimum NPR 1000
ii. Non Account Holder 0.15% or Minimum NPR. 1500
iii. Draft reissue charge Same as fresh issue charge as above
iv. Cancellation Charge NPR 500 + Communication charge
v. Stop Payment Charge NPR 1000 + Communication charge
vi. Correspondence charge by swift NPR 1000
vii. Confirmation charge INR (above INR 500,000 and any amount below INR 500,000 on request) NPR. 1000
1.4.2. FCY
i. Account Holder 0.15% or Minimum USD 10
ii. Non Account Holder 0.20% or Minimum USD 15
iii. Draft reissue charge Same as fresh issue charge as above
iv. Cancellation Charge NPR 500 + Communication charge
v. Stop Payment Charge NPR 1,000 + Communication charge
vi. Correspondence charge by swift NPR 1000
vii. Confirmation charge (USD 2,000 or above) NPR. 1000
1.5. Money to India (RTGS/NEFT/Account to Account Transfer)
i. Account Holder 0.10% or Minimum NPR 500
ii. Non Account Holder 0.15% or Minimum NPR 500
iii. Re-sending the canceled transaction due to customer’s reason NPR 500
1.6. SWIFT transfer SWIFT Transfer Commission
1.6.1. NPR/INR
a. Trade/Service Payment
i. Account Holder 0.10% or Minimum NPR300+ Swift charge NPR 300
ii. Non Account Holder 0.15% or Minimum NPR500+ Swift charge NPR 300
b. Other Payment
i. Account Holder 0.15% or Minimum NPR 200 + Swift charge NPR 1,000
ii. Non Account Holder 0.20% or Minimum NPR 300+ Swift charge NPR 1,000
c. Cancellation NPR 500 + Swift charge NPR 1000
d. Stop payment charge NPR 1,000 + Swift charge NPR 1000
e. Correspondence charge by swift NPR 500
1.6.2. FCY
i. Trade/Service Payment
a. Account Holder 0.20% or Minimum USD 5 +Swift charge NPR 1,000
b. Non Account Holder 0.30% or Minimum USD 8 + swift charge NPR 1,000
c. Cancellation NPR 500 + Swift charge NPR 1,000
d. Stop payment charge NPR 1,000 + Swift charge NPR 1000
e. Correspondance charge by swift NPR 500
ii. Other Payment
a. Account Holder 0.10% or Minimum USD 5 +Swift charge NPR 1,000
b. Non Account Holder 0.20% or Minimum USD 8 + Swift charge NPR 1,000
c. Cancellation Charge NPR 500 + Swift charge NPR 1,000
d. Stop Payment Charge NPR 1000 + Swift charge NPR 1,000
e. Correspondence charge by swift NPR 500
1.7. SWIFT messages mentioning ''Our" in charge field
Beside regular commission as per field no 2.3, bank shall charge
1. In EURO EURO 50
2. In USD USD 50
3. In INR INR 300
4. In JPY JPY 7,500
5. Other FCY USD 50 equivalent

3.2 Outward Remittance Through SWIFT (Special Case)

2.2.1. Amendment / Cancellation charge of JPY outward remittance after initial transaction
1. Before processing in value date JPY 3,500/instruction
2. After processing in value date JPY 7,500/instruction
3. After payment in value date JPY 7,500/instruction
2.2.2. Amendment / Cancellation Charge(Other than JPY)
1. USD USD 20
2. GBP GBP 20
3. EURO EUR 20
4. AUD AUD 25
5. SGD SGD 35
6. INR INR 500

3.3 Inward Remittance

1. Transfer to other BFI's (NPR) 0.20% or Minimum NPR 1000 + Swift Charge Rs.1000
2. Transfer to other BFI's (FCY) 0.20% or Minimum USD 10 or equivalent + Swift Charge NPR 1000
3. Credit to Customer account (NPR) Free (Charges applicable if correspondent bank charges on NBL)
4. Credit to Customer account (FCY) Free (Charges applicable if correspondent bank charges on NBL)
5. Follow up by Swift on remittance at customer's Request NPR 750 per message (Plus other bank charges if any and Swift charges Rs.1000)

3.4 Return in Inward Remittance

1. NPR NPR 1,000 + Swift Charges Rs.1000
2. INR INR 1,000 +Swift Charge Rs.1000
3. FCY Upto 100 USD: 10% of equivalent. USD 20 or equivalent. More than 100 USD: USD 20 or equivalent. (Plus other bank charges if any and Swift Charge Rs.1000)
(Charges to be deducted from funds being returned)

3.5 Credit Advice to Customers

Credit Advice to Customers Free

3.6 Outward Bills Collection Commission (For clean and documentary bills)

Within Nepal 0.10% or Minimum NPR 200 + Communication Charge
India 0.15% or Minimum NPR 300 + Communication Charge
Other country 0.20% or Minimum USD 5 + Communication Charge
No collection charges for cheque/draft to be paid from our branches.
6.1. Handling Charges
1. For Return of OBC (NPR) NPR 100
2. For Return of OBC (INR) Actual cost incurred or Minimum NPR 100
3. For Return of OBC (FCY) Actual cost incurred or Minimum NPR 150
4. For other government collection NPR 100
6.2. Clearing Charges
1. Bills/Cheque/Draft etc. for Revenue Collection Free
Any charges recovered by agency banks Plus Communication charges, if any shall be collected additionally on actual basis

3.7 Bills Purchase Commission Except NPR (Clean Bills / Cheque Purchase / Draft Purchase)

1. Within Local Area to be realized within 3 working Days 0.15% or Minimum NPR 200. If 3 working days exceeded, the highest interest rate on WC shall be charged.
2. Within Nepal to be realized within 7 working Days 0.30% or Minimum NPR 500. If 7 working days exceeded, the highest interest rate on WC shall be charged.
3. Foreign Countries to be realized within 15 working Days 0.50% or Minimum NPR 1,500. If 15 working days exceeded, the highest interest rate on WC shall be charged.
4. Documentary Bills Purchase and Discounted NPR 2,000
5. Follow up charge on request of Customer Rs.250 Plus Actual Cost
6. Cheque/Draft (Purchase) Return Cheque/Draft (Purchase) Return NPR 250 plus Highest Interest rate for OD loan shall be applied for the outstanding days (Plus other bank charges & communication charges)

3.8 Inward Bills collection (IBC)

Inward Bills collection (IBC) Rate equivalent to draft issuance charge

3.9 NBL Remit Charges

1. Domestic Fund transfer by account holder to Non account holder of the bank up to NPR 25,000 Only NPR 100 per Transaction
2. Domestic Fund Transfer by Non account holder to Non account holder up to Rs.25,000 Only NPR 150 Per Transaction
3. Cancellation charge due to customer's reason NPR 100 Per Transaction
4. ECC Clearing and Interbank Payment System
S.No. Particulars Charges

4.1 Electronic Cheque Clearing (Outward)

1. Regular Cheque clearing Upto 2 lakhs Free
2. Regular Cheque clearing Above 2 lakhs NPR 15 per Cheque
3. Regular Cheque clearing FCY Cheque NPR 15 per Cheque
4. Express session and High Value clearing NPR 100 per Cheque
5. Cheque return Free
6. ECC Archive charge (After 90 days) NPR 200 per Cheque
Notes:
No charge shall be applied for the cheques cleared in regular session if they are:
• Presented by an institution for depositing into NBL accounts for the payment of salary/benefits.
• For depositing into accounts of federal/provinces
Late Presentment of Cheque Rs 200 per cheque

4.2 Interbank Payment System (IPS)

3.2.1. Customer Transfer IPS Inward
a. IPS Bulk Inward (With P1 Pricing) Free
Inward & Outward IPS charge for fund transfer by Bank and Financial Institutions Inside valley: NIL Outside valley: 0.05% of total amount or Minimum NPR 1,000
b. IPS Bulk Inward (With P2 Pricing)
1. Up to NPR 100 Free
2. NPR 101 - 500 NPR 5
3. NPR 500 - 5000 NPR 10
4 Above NPR 5000 NPR 25
3.2.2 Customer Transfer IPS Outward
3.2.3 Inward & Outward IPS charge for fund transfer by Bank and Financial Institutions
FCY Transactions (Fee in NPR) NPR 10

4.3 Region wise Charges

1 Duplicate Transaction NPR 100
2 Missing Debtor/Creditor Name NPR 100
3 Transaction Cancellation NPR 100

4.4 Charges for Connect IPS

Fund Transfer and Government Revenue Payment
Transaction Amount Transaction Fee
1 Up to NPR 500.00 NPR 2
2 Above NPR 500.00 to NPR 5,000.00 NPR 5
3 Above NPR 5,000.00 to NPR 50,000.00 NPR 10

4.5 National RTGS

1 Morning Exchange NPR 10
2 Afternoon Exchange NPR 20
3 Evening Exchange NPR 100
5. Safe Deposit Vault
S.No. Particulars Charges

5.1 Breaking og Lockers / Loss of Key by the Customer

Breaking og Lockers / Loss of Key by the Customer Lock replacement charge and expense towards travelling/lodging/fooding as per actual bill submitted by vendor and/or representing officials.

5.2 Penalty on Unpaid Annual Charge and Insufficient Deposit for Locker

Penalty on Unpaid Annual Charge and Insufficient Deposit for Locker Highest Interest Rate on Overdraft Loan+2% p.a.

5.3 Annual Charges

Category Annual Charge
1 A (115mm*150mm*517mm) NPR 2500
2 B (148mm*184mm*517mm) NPR 3100
3 C (115mm*330mm*517mm) NPR 3500
4 D (178mm*288mm*517mm) NPR 4100
5 E (145mm*401mm*517mm) NPR 4700
6 F (266mm*330mm*517mm) NPR 6000
7 G (178mm*506mm*517mm) NPR 6800
8 H (314mm*401mm*517mm) NPR 8200
9 I (394mm*506mm*517mm) NPR 10000
For Kathmandu Banking Office Only
Category Annual Charge
1 N-1(127mm*165mm*517mm) NPR 2700
2 N-2(127mm*330mm*517mm) NPR 4500
3 N-3(254mm*330mm*517mm) NPR 7200

5.4 Minimum Deposit

1 For A- E, N-1, N-2 NPR 10000
2 For F- K, N-3 NPR 20000

5.5 Surreder Charge

1 If within 1 year NPR 800
2 More than 1 year NPR 500
6. Credits
S.No. Particulars Charges

6.1 Consumer Loan

6.1.1. Administrative Fees - New (Other than Gold Loan) 0.75% of approved limit
6.1.2 Administrative Fee - Renewal (Other than Gold Loan) 0.15% of renewed limit
6.1.3 Gold Loan
1 Administrative Fee (Limit approved up to NPR 1 Million ) Free
2 Processing fee (For the Limit above NPR 1 Million) 0.25% on total limit
3 Renewal Fee (For the limit above NPR 1 Million) 0.05% of renewed limit
4 Insurance premium (at the time of repayment) 1% p.a. for the full value of gold and silver on daily basis

6.2 Corporate Loan

6.2.1. Administrative fees (New Loan -Funded) 0.50% of approved limit
Administrative fees (New Loan - Non Funded) 0.15% of approved limit
6.2.2. Administrative fees for Renewals
1 Funded 0.10% of approved limit
2 Non Funded
a Up to 2 Million 0.03% or minimum NPR 3,000
b Above 2 Million upto 10 Million 0.03% or minimum NPR 5,000
c Above 10 Million 0.03% or minimum NPR 10,000

6.3 MSME Loan

6.3.1. Administrative fees (New Loan)
1 Funded 0.75% of approved limit
2 Non Funded 0.15% of approved limit
1 Up to 2 Million NPR 1,500
2 Above 2 Million upto 10 Million NPR 4,000
6.3.2. Administrative fee for Renewals- Funded 0.15 % of approed limit
3 Above 10 Million 0.10%NPR 10,000
6.3.3. Administrative fee for Renewals- non-Funded

6.4 Restructuring and Rescheduling Fee

Restructuring and Rescheduling Fee No charge

6.5 Agriculture Loan

6.4.1. Administrative Fee-New Loans
1 In case of Subsidized loan Free
2 Other agriculture loan 0.75% of approved limit
6.4.2. Administrative Fee-Renewals 01.15%of renewed limit
• Administrative Fee on additional limit of all types of loan (except subsidized agriculture loan) shall be charged as equal percentage as new loans under the concerned loan category.
• Administrative fee shall not be charged in case of rejection of

6.6 Commitment Fees

6.6.1. All types of Working Capital / Revolving Nature Loans (If average annual loan outstanding is below 60% of approved limit, then commitment fees shall be charged at the time of renewal) Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit
6.6.2. All types of Term Loans Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit

6.7 Securities Registry Fee

1 Vehicle Registry charge NPR 2,000
2 Land, Building, machinery and others NPR 2,000
Any fees levied by respective government offices to be paid by the customer

6.8 Securities Release Fee

1 Full release No Service Charge
2 Partial release or exchange of collateral
i Upto 25 lakhs NPR 10,000
ii Above 25 lakhs NPR 15,000
3 For Margin lending NPR 1000 for each time letter sent to Register and Transfer Agent (RTA)

6.9 Loan Swap Charges

Loan Swap Charges Corporate Loan: 0.10% on Swap amount Others: 0.15% on Swap amount

6.10 Facility Amendment Fee

1 For amendment in any terms of CFOL except interest rate NPR 5,000

6.11 Prepayment Charges

6.12.1. Prepayment of Term Loan (Floating Interest Rate) Within 2 years from loan disbursement Corporate loan : 0.50% on prepaid amount, Others : 0.75% on prepaid amount
6.12.2 Prepayment of Term Loan (Floating Interest Rate) From 2-5 years from loan disbursement Corporate loan : 0.25% on prepaid amount, Others : 0.375% on prepaid amount
6.12.3 Prepayment of Term Loan (Floating Interest Rate) Above 5 years from loan disbursement Corporate loan : 0.10% on prepaid amount, Others : 0.15% on prepaid amount
6.12.4 Prepayment of Term Loan (Fixed Interest Rate) : Prepayment time as mentioned in agreement/CFOL Corporate loan : 0.50% on prepaid amount, Others : 0.75% on prepaid amount
Note: No Prepayment Charge shall be levied for Term Loans up to the limit of NPR 50 Lakh.

6.12 Letter of Intent

6.11.1. Hydropower Loan
1 Up to 10 Megawatt NPR 25,000
2 Above 10 Megawatt Additional NPR 2,500 per MW
6.11.2 Agriculture Loan
1 Upto 10 Million Loan NPR 5,000
2 Above 10 Million Loan NPR 10,000
6.11.3 Others (Hotel, Hospital, Cement, Steel, etc.)
1 Upto 1 Billion Loan NPR 25,000
2 Above 1 Billion Loan Additional NPR 25,000 per Billion loan
7. Communication Charges
S.No. Particulars Charges

7.1 Swift Charge (for other than the cases specified above)

1 For correspondence charges NPR 500
2 For payment and other charges NPR 1,000

7.2 For Sending Account Opening Form and/or Bank Statement

For Sending Account Opening Form and/or Bank Statement Charge as per 10.1

7.3 Import/Export Letter of Credit

1 Within Nepal Registry Charge: NPR 500 Courier Charge: NPR 1,000
2 India Registry Charge: NPR 600 Courier Charge: NPR 1,000
3 Other countries Registry Charge: NPR 1000 Courier Charge: As per bank's rule

7.4 For Draft and Document

1 Within Nepal Registry Charge: NPR 50 Courier Charge: NPR 100
2 India Registry Charge: NPR 200 Courier Charge: NPR 500
3 Other countries Registry Charge: NPR 500 Courier Charge: As per bank's rule
8. Mobile Banking Service
S.No. Particulars Charges

8.1 Initial

1. Registration Fee NPR 250 Per Account
2. Renewal Period 1 Year
3. Renewal Fee NPR 250 Per Account
4. PIN Reset Charge NPR 25

8.2 Payments & Transfers (Transaction Count - 20)

1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.3 Send Money (Transaction Count - 20)

1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 2,00,000
3. Per month transaction limit amount NPR 10,00,000

8.4 Inter Bank Transfer (Transaction Count - 50)

1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.5 Schedule Payment (Transaction Count - 20)

1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.6 Wallet Transfer (Transaction Count - 10)

1. Per transaction maximum limit amount NPR 200,000
2. Per day transaction limit amount NPR 1,00,000
3. Per month transaction limit amount NPR 10,00,000

8.7 IPS Transfer (Transaction Count - 20)

1. Per transaction maximum limit amount NPR 3,00,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000
9. Fees and Charges Applicable For Depository Services
S.No. Particulars Charges

9.1 C-ASBA Renewal Fee

C-ASBA Registration Fee NPR 5 per application

9.2 Yearly Account Operating Fee

Yearly Account Operating Fee NPR 100

9.3 Account Opening Fee

Account Opening Fee NPR 50
10. CICL Charges
S.No. Particulars Charges

10.1 For Loan

1 For information regarding no credit availed NPR 250
2 For information regarding credit availed NPR 550
3 For blacklisting
i Overdue amount <1 crore NPR 2,000
ii Overdue amount >1 crore NPR 3,000
4 For delisting from blacklist
i Overdue amount <1 crore NPR 2,000
ii Overdue amount >1 crore NPR 3,000

10.2 For Deposits

1 For recommendation for blacklisting
ii Cheque amount <1 crore NPR 2,000
ii Cheque amount >1 crore NPR 3,000
2 For recommendation for delisting from blacklist
i Cheque amount <1 crore NPR 2,000
ii Cheque amount >1 crore NPR 3,000
3 Local CIC report
ii Taken From Branches NPR 200
ii Taken from Head Office NPR 500
11. Bank Guarantee
S.No. Particulars Charges

11.1 Guarantee

Guarantee Per Quarter
1 Bid Bond 0.25% or Minimum NPR 500
2 Performance Bond 0.375% or Minimum NPR 1,500
3 Advance payment Guarantee 0.375% or Minimum NPR 1,500
4 Payment/Credit Supply Guarantee 0.375% or Minimum NPR 500
5 Guarantee issued in favor of Courts of Nepal​ 1.00% or Minimum NPR10,000 (at least 1 year fee shall be taken in advance)
9 JV Guarantee issuance or amendment NPR Rs. 500 per issuance plus other applicable charges for related bank guarantee

11.2 Counter Guarantee

Counter Guarantee Per Quarter
1 NPR 0.50% or Minimum NPR 5,000
2 INR 0.50% or Minimum INR 5,000+ Service Charge
3 Other FCY 0.50% or Minimum USD 100 + Service Charge
4 Agency Commission USD 50
5 SWIFT Commission USD 50

11.3 Advising Guarantee

Advising Guarantee Authentication Charges
1 Up to USD 100,000 USD 20
2 Above USD 100,000 USD 50

11.4 Amendments/Cancellation/Handling of Guarantee

1 Amendment for terms other than value increase and/or validity extension NPR 1000 plus communication charges
2 Amendment for Value/Validity extension within the quarter for which the communication has already been charged NPR 1,000 Plus Communication Charge
3 Amendment for Value/Validity Extension As per issuance Commission Above
4 Other Amendment i.e., clauses etc. NPR 1,000
5 Guarantee Claim Handling Charges (to be charged to the applicant) NPR 2,000 plus other related charges
6 Guarantee Cancellation Charges NPR 1000
Note: 1. Commission for renewal of guarantee shall be charged as new guarantee. 2. Commission shall be charged on quarterly basis though the tenure has not completed the quarter. E.g.: Guarantee issued for 4 months shall be considered as two quarter. 3.
7 Duplicate Certified Copy of Bank Guarantee NPR 1,000
12. Letter of Credit
S.No. Particulars Charges

12.1 Import Letter of Credit

6.5.1 Issuance
4 Payment of LC without loan (for sight L/c) NPR 500
Sight LC Issuing Fee 0.10% or Minimum NPR 1,500
Usance LC Issuing Fee 0.20% or Minimum NPR 3,000
Document Returned Unpaid/Unaccepted NPR 1,000 + Communication charge
BCI Report NPR 500 Plus Actual Charge of correspondent bank/credit agency
Document Acceptance Charge NPR 1,000
Note: 1. Reimbursement and other charges (if any) in corresponding/foreign banks shall be recovered from the customer on actual basis. 2. For Usance LC, LC Commission of 0.20% per Quarter shall be charged (0.10% or Minimum NPR 1,500 at the time of LC
6.5.2. Amendment
1 Amount and Duration 0.10% per quarter or Minimum NPR 1,500 Plus Communication Charge
2 Other Terms NPR 2,500 Plus SWIFT Charge
3 Cancellation of LC NPR 1,500 Plus Communication charge
5 Amendment for Custom Purpose NPR 500
6.5.3. Discrepancy Charge
1 NPR NPR 2,500
2 INR INR 4,000
3 USD USD 80
4 Euro Euro 70
5 GBP GBP 70
6 JPY JPY 8,000
6.5.4. Text Authentication charge
1 Up to USD 100,000 USD 20
2. Above USD 100,000 USD 50
6.5.5. LC Advising charge
1 NPR NPR 2,500
2 INR INR 2,000
6.5.6. LC Swift charge NPR 1,500
Cancellation of transmitted LC NPR 2,500 plus swift Charge

12.2 Export Letter of Credit

1 Advising charges adding confirmation per quarter 0.25% or Minimum NPR 1,000 per quarter
2 Document collection charge 0.15% or Minimum NPR 1,000 per quarter
3 Advising or forwarding charge NPR 2,000 plus communication Charge
4 Advising charge for amendment of LC NPR 1,000 Plus Communication Charge
5 Cash Incentive Document Processing Charge NPR 750 per Set of Document
6 LC cancellation Charge (Unutilized) NPR 1000 plus other bank charges plus communication Charges)
7 Cash Against Document (CAD) permit NPR 2000 for each Permit
8 Export Re-Financing Document Processing NPR 750 per set of export document
9 Text authentication charge
i Up to USD 100,000 USD 20
ii Above USD 100,000 USD 50
iii LC swift charge per message NPR 1,000
Note: 1. While negotiating "At Sight" documentary bills, existing interest rate applicable to export loan shall be charged. 15 days shall be taken in consideration while charging interest. Minimum interest Rs.1,000. 2. In case of “Usance” documentary cre
13. SWIFT / DAA / DAP & Others
S.No. Particulars Charges

13.1 DAA / DAP

1 DAP handling charge 0.25% or Minimum NPR 4,000
2 SWIFT NPR 1000
3 DAA handling charge 0.20% or Minimum NPR 3,000
4 SWIFT NPR 1,500

13.2 Others

6.8.2. Advance Payment Certificate (APC) NPR 500
6.8.2. Advance Payment Certificate (APC) Free
6.8.3. Line of Credit
PPMO Format 0.10% or Minimum NPR 5,000 per quarter
Others NPR 200