Agriculture Loan

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Nepal Bank Limited (NBL), is committed to the facilitate the farmers by providing Agriculture credit products.  We focus on commercialization of agriculture sector. We have introduced Agriculture credit products to scale up and diversify the business. Various funded and non-funded credit facilities will be provided to the firm/business entities involved in commercial agriculture farming.

Products:
A.    Nepal Bank Ltd, Agriculture Loan 
•    Loan Processing – As per bank rule.
•    Interest Rate: Base Rate + up to 2% premium.
•    Interest subsidy of 5%, interest subsidy tenure up to 5 years only.  
•    AG Revolving/Working Capital Loan Facilities: Maximum up to one year,    
      renewable every year subject to satisfactory performance and business 
      review.
•    AG Term Loan: As per nature of business for 
      Fixed Assets (inclusive of livestock/cattle/shed construction/truss/Plant  
      and machinery, etc.) including the moratorium period. 
•    Other terms and conditions will apply.
•    For more information, please contact to nearest branch

B.    Nepal Bank Ltd, Saral Krishi Karja
•    Loan Processing – As per bank rule.
•    Loan Amount – Min 3 Lakhs to 20 Lakhs
•    Interest Rate: Base Rate + 0.5% premium.
•    Interest subsidy of 5%, interest subsidy tenure up to 5 years only.  
•    AG Revolving/Working Capital Loan Facilities: Maximum up to one year, renewable every year subject to satisfactory performance and business review.
•    AG Term Loan: As per nature of business for fixed assets (inclusive of livestock/cattle/shed construction/truss/Plant and machinery, etc.) including the Moratorium period. 
•    Other terms and conditions will apply
•    For more information, please contact to nearest branch

Agriculture Loan lending sectors:
•    Fruits farming or fruits processing;
•    Production, Processing, and storage of food products,
•    Animal husbandry, birds farming (including ostrich), animal breeding, challa Kadne business, and production and processing of meat;
•    Industries producing milk and processing of dairy products;
•    Fishery, production, processing, and packaging of fry;
•    Industries producing animal feed from agro-products as the primary raw materials 
•    Silk farming and processing, Tea garden, Tea Processing, Coffee farming, and coffee processing, 
•    Herbs farming, herbs processing;
•    Production of vegetable seeds;
•    Vegetable farming, vegetable processing, 
•    Establishment and operation of green-houses;
•    Bee keeping (bee breeding, honey production, and processing);
•    Floriculture, Flower Processing (marking of garland), decoration, making bouquet, including production of seeds;
•    Nursery business, establishment processing and operation of rubber;
•    Operation and management of cold stores, agriculture markets;
•    Establishment and management of a community, lease hold, partnership, private forest and agriculture forest, and other non-timber forest products,
•    Commercial farming and processing of cash crops (such as sugarcane, cotton, sanpat etc….);
•    Bet, Bamboo farming, bet, bamboo and other natural fiber products;
•    Processing of seeds; Wood industries including Shaw-mills and furniture;
•    Wood industries such as parqueting, seasoning, treatment plant, ply wood, composite, board;
•    Industries based on other non-timbre forest products including paper and resin;
•    Industries producing mushroom, tissue culture (producing plants through new technology), agro-forest;
•    Cotton Farming, production and processing of cotton and cotton seeds.