Interest Rates on Deposits

Effective From Poush 01, 2081 (December 16, 2024)

Interest Rates on Deposits
S.NO. Deposit Type Minimum Balance Rate Per Annum

1 Saving Deposit

1.1 Normal Saving 500.00 3.0%
1.2 NBL Diamond Saving 500.00 3.50%
1.3 Women Special Saving 500.00 3.50%
1.4 Yuva Bachat Khata 0.00 3.50%
1.5 Santati Saving Account 0.00 3.50%
1.6 NBL Staff Pension Saving 0.00 4.01%
1.7 Remittance Saving Account 0.00 6.0%
1.8 Investor's Saving Account 0.00 3.50%
1.9 Senior Citizens Special Saving 500.00 3.50%
1.10 Professional's Saving 500.00 3.50%
1.11 Social Security Saving Account 0.00 3.50% or Negotiable
1.12 Pension Payment Saving Account 0.00 4.00%
1.13 NBL Special Saving 1,000.00 4.00%
1.14 Earthquake Relief Saving 0.00 4.0%
1.15 TU Pension Saving 0.00 4.0%
1.16 NBL Staff Salary Saving 0.00 5.0%
1.17 Staff Salary Saving Account 0.00 5.0%
1.18 Nari Samman Bachat Khata 10,000.00 4.0%
1.19 Sambandha Bachat Khata 0.00 4.00%
1.20 Nagarik Batchat Khata 1,000.00 4.00%
1.21 Samriddha Nepal Abhiyan Bachat Khata 0.00 4.0%
1.22 Green Saving Deposit 1,000.00 4.0%
1.23 Chhori (Beti) Kalyan Bachat Khata 5,000.00 4.00%
1.24 Chhori Surakshya Bachat Khata 0.00 4.0%
1.25 Balbalika Bachat Khata 0.00 4.0%
1.27 NBL Sahayatri Bachat Khata 500.00 3.00%
1.26 NBL Shubha Gyan Bachat Khata 0.00 3.00%
1.28 NBL Pioneer Saving Deposit Account 10,000.00 5.00%
1.29 NBL Remittance IPO Saving 0 6.00%
1.30 NBL Ex-staff Saving Account 0 5.00%

2 Fixed Deposit

2.1 3 months to above 5 Years (Individual) , 6 Months upto 5 Year (Institutional) 25,000.00
2.1.1 Individual (Upto Two Years) 25,000 4.20%
2.1.2 Individual (Above Two Years- Upto 5 Years) 4.90%
2.1.3 Individual Fixed Deposit (Above 5 year) 5.60%
2.1.4 Institutional Fixed Deposit (Upto 2 years) 3.00%
2.1.5 Institutional Fixed Deposit (Above 2 years) 4.60%
2.2.1 Remittance Fixed Deposit Up To 2 years 5000 5.20%
2.2.3 Remittance Fixed Deposit (Above 5 years) 5000 6.60%
2.2 Remittance Fixed Deposit 5000
2.2.2 Remittance Fixed Deposit (Above 2 years Up To 5 years) 5000 6.90%

3 Recurring Deposit

3.2 Samriddha Nari Recurring Deposit 25,000.00 4.20%
3.1 Recurring Deposit 1,000.00 4.20%

4 Employee Welfare Account

4.1 Employee Welfare Account 0.00 4.00%

5 Akchaya Kosh

5.1 Akshaya Kosh 25,000.00 3.00% or Negotiable

6 NBL Trust Fund

6.1 NBL Trust Fund 0.00 3.00%

7 Call Deposits

7.1 Normal Call Deposits 100,000.00 1.500%

8 FCY Saving Deposit

8.1 USD 100.00 3.00%
8.2 EURO 100.00 1.00%
8.3 GBP 100.00 1.50%
8.4 JPY 100.00 0.50%

9 FCY Call Deposits

9.1 USD 100.00 1.50%

10 FCY Fixed Deposit

10.1 USD 500.00 3.50%

11 NRN Saving Deposit

11.1 USD USD 1,000.00 3.00%
11.2 GBP GBP 900.00 1.50%
11.3 AUD AUD 1,600.00 2.00%

12 NRN Fixed Deposit

12.1 USD USD 1,000.00 3.50%
12.2 GBP GBP 900.00 3.50%
12.3 AUD AUD 1,600.00 4.00%