- Toll Free Number
16600137373 - Call Center
01-5971222
Nepal Bank Limited (NBL) is committed to the facilitate the farmers by providing agriculture credit products. We focus on commercialization of agriculture sector. We have introduced agriculture credit products to scale up and diversify the business. Various funded and non-funded credit facilities will be provided to the firm/business entities involved in commercial agriculture farming.
Products:
A. NBL Agriculture Loan
• Loan administration fee – 0.75% of approved limit
• Interest Rate: Base Rate + 0.75% premium
• AG Revolving/Working Capital Loan Facilities: Maximum up to one year,
renewable every year subject to satisfactory performance and business
review.
• AG Term Loan: As per nature of business for
Fixed Assets (inclusive of livestock/cattle/shed construction/truss/plant
and machinery, etc.) including the moratorium period.
• Other any charges will be as per bank rule.
B. NBL Saral Krishi Karja
• Loan administration fee – 0.5% of loan limit
• Loan amount – Min 3 Lakhs to 20 Lakhs
• Interest Rate: Base Rate + 0.5% premium.
• AG Revolving/Working Capital Loan Facilities: Maximum up to one year, renewable every year subject to satisfactory performance and business review.
• AG Term Loan: As per nature of business for fixed assets (inclusive of livestock/cattle/shed construction/truss/plant and machinery, etc.) including the moratorium period.
• Interest rate will be BR+0.5% premium for both subsidized and non-subsidized loan
• Other any charges will be as per bank rule.
Agriculture Loan lending sectors:
• Fruits farming or fruits processing;
• Production, Processing, and storage of food products,
• Animal husbandry, birds farming (including ostrich), animal breeding, challa Kadne business, and production and processing of meat;
• Industries producing milk and processing of dairy products;
• Fishery, production, processing, and packaging of fry;
• Industries producing animal feed from agro-products as the primary raw materials
• Silk farming and processing, Tea garden, Tea Processing, Coffee farming, and coffee processing,
• Herbs farming, herbs processing;
• Production of vegetable seeds;
• Vegetable farming, vegetable processing,
• Establishment and operation of green-houses;
• Bee keeping (bee breeding, honey production, and processing);
• Floriculture, Flower Processing (marking of garland), decoration, making bouquet, including production of seeds;
• Nursery business, establishment processing and operation of rubber;
• Operation and management of cold stores, agriculture markets;
• Establishment and management of a community, lease hold, partnership, private forest and agriculture forest, and other non-timber forest products,
• Commercial farming and processing of cash crops (such as sugarcane, cotton, sanpat etc….);
• Bet, Bamboo farming, bet, bamboo and other natural fiber products;
• Processing of seeds; Wood industries including Shaw-mills and furniture;
• Wood industries such as parqueting, seasoning, treatment plant, ply wood, composite, board;
• Industries based on other non-timbre forest products including paper and resin;
• Industries producing mushroom, tissue culture (producing plants through new technology), agro-forest;
• Cotton Farming, production and processing of cotton and cotton seeds.
In case of Subsidized Agriculture Loan,
b) In NBL Agriculture Loan - BR+1.5%;