Home Loan

Home Loan

It is dream of anyone to have their own home from earning from their hard work. But to make such dream come true with limited money is a tough task. If you are facing the same challenge, do come to us and we will support you conquer your dream. For this, Nepal Bank Limited offers variety of home loan with most competitive interest rate and flexible features for construction, extension and renovation of house, purchase of house and purchase of land only.

Types of Home Loan Purpose Loan Amount Loan Terms Financing Term
Home Loan Construction of house Rs. 5 Lakh and above Up to 20 years Based on cost estimation of building
Purchase of house Up to 20 years Up to 70% of estimated value of land and building.
Renovation/Extension of building Up to 10 years Based on cost estimation of renovation
Nepa Laxmi Home Loan Construction of house Rs. 5 Lakh and above Up to 15 Years Upto 60% of FMV of land and building based on estimated cost of building.
Purchase of house Up to 15 Years Up to 70% of FMV of land and building.
Renovation/Extension of building Up to 10 years Upto 60% of FMV of land and building based on estimated cost.
Professional home Loan Construction of building Rs. 4 Lakh and above Up to 20 Years Upto 60% of FMV of land and building based on estimated cost of building.
Purchase of house Up to 70% of estimated value of land and building``
Sulav Awas Karza Construction of house Rs. 5 Lakh and above Up to 20 Years Up to 100% of cost estimation of building.
Purchase of  house Up to 20 Years Up to 70% of estimated value of land and building
Renovation/Extension of building Upto 10 years Up to 100% of cost estimated cost
Swap of Home loan of other banks and financial institutions

 

Up to outstanding amount for remaining period

Eligibility 

Documents Required:
1. Identification Related 

2. Collateral Related 

3. Income Related