Interest Rate on Retail Term Loans (Fixed Rate)

Effective From Aswin 01, 2083 (September 17, 2026)

Click to View Base Rate
Interest Rate on Retail Term Loans (Fixed Rate)
S.No. Loan Heading 5 Years 7 Years 10 Years
1. Home Loan 7.99 - 8.99
2. Nepalaxmi/Professional Home Loan 7.99 - 8.99
3. Shulabh Aawas Karja 5.99 - 8
4. Auto Loan 7.99 8.50 -
5. Nepalaxmi/Professional Auto Loan 7.90 8.50 -
6. Electrical vehicle Loan 7.90 8.50 -
7. Personal Term Loan 8.5 - 8.99
8. NBL professional Term Loan 7.90 - 8.50
9. NBL Flexi Loan 9.99 - 9.99
10. Education Loan 7.90 - 8.50
11. Sewagrahai Karja 9.99 - -
12. Ghaderi Karja 8.5 - 8.99