NBL Pensioner Loan
This loan is provided to pension holder consuming pension through Nepal Bank Limited after got retirement from different government organizations, corporations etc.
- Borrower, guarantor, and related person must be Nepalese citizen.
- Borrower must be pensioner of the Nepal Bank limited.
- Civil servent, police, army, teacher and retired employee of NBL obtaining pension from nepal bank are eligible for this loan.
- Loan will be provied against the pension patta and the pension amount.
- Term loan Tenure will can be 5 years or maximum 75 years age at the time of maturity of loan for term loan.
- Overdraft loan shall be maximum Rs. 5 lakh and will be revolving nature with 1-year tenure.
- Loan amount minimum 4 years of monthly pension amount or the 15 lakhs whichever is minimum.
- Personal identification of borrower, guarantor and all related persons.
- Photographs of bor
- Rower and guarantor.
- Family details of the borrower verified by loacal authority.
- Pension patta
- Monthly Pension amount is the main source of the loan and interest payment.
- Loan will be provided on the behaf of the pension patta and its income justification.