Are you looking for??

Quick Links

Service charge

1. Customer Service
S.No. Particulars Charges

1.1 Cheque Book Issuance Against Lost Cheque Book
1. Current/Loan Account NPR 400 (for 20 leaves)
2. Saving Account NPR 200 (for 10 leaves)

1.2 Charge for Uncollected VISA Card and/or Cheque Book
(if not collected within 6 months)
1. Cheque Book (Current Account) NPR 400
2. Cheque Book (Saving Account) NPR 200
3. VISA Card NPR 300

1.3 VISA Card and/or Cheque Book(s) not Returned on Closure of Account
1. Current Account NPR 400 (Additional NPR 250 for VISA Card not returned)
2. Saving Account NPR 200 (Additional NPR 250 for VISA Card not returned)

1.4 On Return of Unused Cheque Leafs on Closure of Account
1. Current Account NPR 10 per leaf
2. Saving Account NPR 10 per leaf

1.5 Cheque Return Due to Insufficient Balance (to be deducted from a/c holder's a/c)
1. Current/Loan Account NPR 500
2. Saving Account NPR 250

1.6 Stop Payment Charges
Stop Payment Charges for NBL Cheque Free

1.7 Record Retrieval Charges (attested copy)
1. Up to 6 Months NPR 200 per transaction
2. 6 Months up to 3 years NPR 500 per transaction
3. Above 3 Years NPR 1000 per transaction

1.8 Cash Withdrawal through Pay Slip
Cash Withdrawal through Pay Slip/Counter Cheque NPR 250 / NPR 50 per leaf

1.9 Customer's A/c Statement Issue
1. Call and Current account (Monthly) & Saving account (Quarterly) Free
2. Statement to be provided 2nd or more times
i. Call and Current Account First 10 pages NPR 250 then NPR 10 per pages
ii. Saving Account NPR 100

1.10 Insufficient Minimum Balance
Insufficient Minimum Balance Free

1.11 Account Closure/Dormant Account Activation
Account Closure/Dormant Account Activation Free

1.12 Standing Instruction
Standing Instruction NPR 250 per instruction

1.13 CCTV Footage Retrieval Charge
1. Only view NPR 200
2. Footage per request NPR 1,000

1.14 Balance Certificate Issuance
Balance Certificate Issuance Free (NPR 500 for each additional original copy of certificate)

1.15 ABBS Charges
ABBS Charges Free

1.16 Use of NOTEKOSH by Member Banks of Bankers Association
1. For deposit in our Notekosh 0.04%
2. For withdrawl from our Notekosh 0.02%

1.17 Internet Banking
1.18.1. Corporate Customer
1. Registration 500
2. Annual renewal NPR 500
3. Password regeneration NPR 50
1.18.2. Others
1. Registration Free
2. Annual renewal NPR 300
3. Password regeneration NPR 25
2. Digital Banking Services
S.No. Particulars Charges

2.1 Domestic VISA Debit Card
1 Issuance NPR 300
2 Annual renewal NPR 300
3 Reissuance in case of loss NPR 250
4 Pin regeneration NPR 100

2.2 NBL Instant Debit Card
1 Issuance NPR 500
2 Annual Renewal Charge NPR 300
3 Reissue in case of loss/damage NPR 300
4 Pin regeneration charge NPR 100
5 E-commerce Activation NPR 100

2.3 International VISA Debit Prepaid Card (Only for USD Account Holder)
1 Issuance USD 10
2 Annual renewal USD 10
3 Reissuance in case of loss USD 10
4 Pin regeneration USD 1
5 E-commerce Activation Free

2.4 International VISA Debit Prepaid Card (NBL Travel Card)
5.3.1 Only for the customer receiving FCY against passport
1 Issuance (Validity up to 3 years) NPR 1000
2 Reissuance in case of loss NPR 1000
3 Pin regeneration NPR 100
4 Top Up charge NPR 500
5 E-commerce Activation Free
5.3.2 Cash Withdrawal Fee
1 In NBL ATM Free
2 In Other Bank's ATM in Nepal NPR 15
3 In Other Bank's ATM (International) NPR 250
5.3.3 Balance Inquiry
1 In NBL ATM Free
2 In other Bank's ATM in Nepal NPR 15
3 In Other Bank's ATM (International) NPR 50

2.5 Point of Sales (POS) Transaction (Merchant Service Fee)
1. NBL Card 1.00%
2 Domestic Card Transaction 1.50%
3 International Card Transaction 3.00%
3. Remittance
S.No. Particulars Charges

3.1 Fund Transfer
1.1. Manager's Cheque
1.1.1. Issuance (Upon Customer's Request) NPR 500
1.1.2. Cancellation NPR 250
1.2. Good for Payment Cheque
1.2.1. Issuance Free
1.2.2. Cancellation NPR 250
1.3. NRB Cheque
1.3.1. Issuance (Upon Customer's Request) NPR 500
1.3.2. Cancellation of NRB Cheque NPR 250
1.4 Transfer by BFIs to NRB or NBL Branches Inside Valley: NIL
​Outside valley: 0.05% or Minimum NPR 1,000
1.5 Transfer by Remittance Companies to their Agents NPR 100 per credit entry
1.6 Fund transfer between Federal/Provincial/Local Government Entities Free
1.4. INR and FCY Drafts Draft Issuance Commission
1.4.1. INR
i. Account Holder 0.10% or Minimum NPR 1000
ii. Non Account Holder 0.15% or Minimum NPR. 1500
iii. Draft Reissuance Same as fresh issue charge as above
iv. Cancellation NPR 500 + Communication charge
v. Stop Payment NPR 1000 + Communication charge
vi. Correspondence charge by swift NPR 1000
vii. Confirmation Charge (Compulsory for above INR 500,000 and any amount below INR 500,000 on request only) NPR 1000
1.4.2. FCY
i. Account Holder 0.15% or Minimum USD 10
ii. Non Account Holder 0.20% or Minimum USD 15
iii. Draft reissuance Same as fresh issue charge as above
iv. Cancellation NPR 500 + Communication charge
v. Stop Payment NPR 1,000 + Communication charge
vi. Correspondence charge by swift NPR 1000
vii. Confirmation charge (USD 2,000 or above) NPR. 1000
1.5. Money to India (RTGS/NEFT/Account to Account Transfer)
i. Account Holder 0.10% or Minimum NPR 500
ii. Non Account Holder 0.15% or Minimum NPR 500
iii. Re-sending the canceled transaction due to customer’s reason NPR 500
1.6. SWIFT Transfer
1.6.1. NPR/INR
a. Trade/Service Payment
i. Account Holder 0.10% or Minimum NPR300+ Swift charge NPR 300
ii. Non Account Holder 0.15% or Minimum NPR500+ Swift charge NPR 300
b. Other Payment
i. Account Holder 0.15% or Minimum NPR 200 + Swift charge NPR 1,000
ii. Non Account Holder 0.20% or Minimum NPR 300+ Swift charge NPR 1,000
c. Cancellation NPR 500 + Swift charge NPR 1000
d. Stop Payment NPR 1,000 + Swift charge NPR 1000
e. Correspondence by swift NPR 500
1.6.2. FCY
i. Trade/Service Payment
a. Account Holder 0.20% or Minimum USD 5 +Swift charge NPR 1,000
b. Non Account Holder 0.30% or Minimum USD 8 + swift charge NPR 1,000
c. Cancellation NPR 500 + Swift charge NPR 1,000
d. Stop Payment NPR 1,000 + Swift charge NPR 1000
e. Correspondence by swift NPR 500
ii. Other Payment
a. Account Holder 0.10% or Minimum USD 5 +Swift charge NPR 1,000
b. Non Account Holder 0.20% or Minimum USD 8 + Swift charge NPR 1,000
c. Cancellation NPR 500 + Swift charge NPR 1,000
d. Stop Payment NPR 1000 + Swift charge NPR 1,000
e. Correspondence by Swift NPR 500
1.7. SWIFT messages mentioning ''Our" in charge field
Beside regular commission as per field no 2.3, bank shall charge
1. In EURO EURO 50
2. In USD USD 50
3. In INR INR 300
4. In JPY JPY 7,500
5. Other FCY USD 50 equivalent

3.2 Outward Remittance Through SWIFT (Special Case)
2.2.1. Amendment / Cancellation charge of JPY outward remittance after initial transaction
1. Before processing in value date JPY 3,500/instruction
2. After processing in value date JPY 7,500/instruction
3. After payment in value date JPY 7,500/instruction
2.2.2. Amendment / Cancellation Charge(Other than JPY)
1. USD USD 20
2. GBP GBP 20
3. EURO EUR 20
4. AUD AUD 25
5. SGD SGD 35
6. INR INR 500

3.3 Inward Remittance
1. Transfer to other BFI's (NPR) 0.20% or Minimum NPR 1000 + Swift Charge Rs.1000
2. Transfer to other BFI's (FCY) 0.20% or Minimum USD 10 or equivalent + Swift Charge NPR 1000
3. Credit to Customer account (NPR) Free (Charges applicable if correspondent bank charges on NBL)
4. Credit to Customer account (FCY) Free (Charges applicable if correspondent bank charges on NBL)
5. Follow up by Swift on remittance at customer's Request NPR 750 per message (Plus other bank charges if any and Swift charges Rs.1000)

3.4 Return in Inward Remittance
1. NPR NPR 1,000 + Swift Charges Rs.1000
2. INR INR 1,000 +Swift Charge Rs.1000
3. FCY Upto 100 USD: 10% of equivalent. USD 20 or equivalent. More than 100 USD: USD 20 or equivalent. (Plus other bank charges if any and Swift Charge Rs.1000)
(Charges to be deducted from funds being returned)

3.5 Credit Advice to Customers
Credit Advice to Customers Free

3.6 Outward Bills Collection Commission (For clean and documentary bills)
Within Nepal 0.10% or Minimum NPR 200 + Communication Charge
India 0.15% or Minimum NPR 300 + Communication Charge
Other country 0.20% or Minimum USD 5 + Communication Charge
No collection charges for cheque/draft to be paid from our branches.
6.1. Handling Charges
1. For Return of OBC (NPR) NPR 100
2. For Return of OBC (INR) Actual cost incurred or Minimum NPR 100
3. For Return of OBC (FCY) Actual cost incurred or Minimum NPR 150
4. For other government collection NPR 100
6.2. Clearing Charges
1. Bills/Cheque/Draft etc. for Revenue Collection Free
Any charges recovered by agency banks Plus Communication charges, if any shall be collected additionally on actual basis

3.7 Bills Purchase Commission Except NPR (Clean Bills / Cheque Purchase / Draft Purchase)
1. Within Local Area to be realized within 3 working Days 0.15% or Minimum NPR 200. If 3 working days exceeded, the highest interest rate on WC shall be charged.
2. Within Nepal to be realized within 7 working Days 0.30% or Minimum NPR 500. If 7 working days exceeded, the highest interest rate on WC shall be charged.
3. Foreign Countries to be realized within 15 working Days 0.50% or Minimum NPR 1,500. If 15 working days exceeded, the highest interest rate on WC shall be charged.
4. Documentary Bills Purchase and Discounted NPR 2,000
5. Follow up charge on request of Customer Rs.250 Plus Actual Cost
6. Cheque/Draft (Purchase) Return Cheque/Draft (Purchase) Return NPR 250 plus Highest Interest rate for OD loan shall be applied for the outstanding days (Plus other bank charges & communication charges)

3.8 Inward Bills collection (IBC)
Inward Bills collection (IBC) Rate equivalent to draft issuance charge

3.9 NBL Remit Charges
1. Domestic Fund transfer by account holder to Non account holder of the bank up to NPR 25,000 Only NPR 100 per Transaction
2. Domestic Fund Transfer by Non account holder to Non account holder up to Rs. 25,000 Only NPR 150 Per Transaction
3. Cancellation charge due to customer's reason NPR 100 Per Transaction
4. Electronic Cheque Clearing and Interbank Payment System
S.No. Particulars Charges

4.1 Electronic Cheque Clearing (Outward)
1. Regular Cheque clearing Upto 2 lakhs Free
2. Regular Cheque clearing Above 2 lakhs NPR 15 per Cheque
3. Regular Cheque clearing FCY Cheque NPR 15 per Cheque
4. Express session and High Value clearing NPR 100 per Cheque
5. Cheque return Free
6. ECC Archive (After 90 days) NPR 200 per Cheque
Notes:
No charge shall be applied for the cheques cleared in regular session if they are:
• Presented by an institution for depositing into NBL accounts for the payment of salary/benefits.
• For depositing into accounts of federal/provinces
Late Presentment of Cheque Rs 200 per cheque

4.2 Interbank Payment System (IPS)
3.2.1. Customer Transfer IPS Inward
a. IPS Bulk Inward (With P1 Pricing) Free
Inward IPS charge for fund transfer by Bank and Financial Institutions Inside valley: NIL, Outside valley: 0.05% of total amount or Minimum NPR 1,000
b. IPS Bulk Inward (With P2 Pricing)
1. Up to NPR 500 NPR 2
2. NPR 500- 50,000 NPR 5
3. Above NPR 50,000 NPR 10
4 NPR Transactions Provident Fund Saving and Provident Fund Disbursement NPR 10
3.2.2 Customer Transfer IPS Outward
3.2.3 Outward IPS charge for fund transfer by Bank and Financial Institutions Inside valley: NPR 1,000 Outside valley: 0.05% of total amount or Minimum NPR 1,000
FCY Transactions (Fee in NPR) NPR 10

4.3 Reason wise Charges
1 Duplicate Transaction NPR 100
2 Missing Debtor/Creditor Name NPR 100
3 Transaction Cancellation NPR 100

4.4 Charges for Connect IPS
Fund Transfer and Government Revenue Payment
Transaction Amount Transaction Fee
1 Up to NPR 500.00 NPR 2
2 Above NPR 500.00 to NPR 5,000.00 NPR 4
3 Above NPR 5,000.00 NPR 8

4.5 National RTGS
1 Morning Exchange NPR 10
2 Afternoon Exchange NPR 20
3 Evening Exchange NPR 100
5. Safe Deposit Vault
S.No. Particulars Charges

5.1 Breaking og Lockers / Loss of Key by the Customer
Breaking og Lockers / Loss of Key by the Customer Lock replacement charge and expense towards travelling/lodging/fooding as per actual bill submitted by vendor and/or representing officials.

5.2 Penalty on Unpaid Annual Charge and Insufficient Deposit for Locker
Penalty on Unpaid Annual Charge and Insufficient Deposit for Locker Highest Interest Rate on Overdraft Loan+2% p.a.

5.3 Annual Charges
Category Annual Charge
1 A (115mm*150mm*517mm) NPR 2500
2 B (148mm*184mm*517mm) NPR 3100
3 C (115mm*330mm*517mm) NPR 3500
4 D (178mm*288mm*517mm) NPR 4100
5 E (145mm*401mm*517mm) NPR 4700
6 F (266mm*330mm*517mm) NPR 6000
7 G (178mm*506mm*517mm) NPR 6800
8 H (314mm*401mm*517mm) NPR 8200
9 I (394mm*506mm*517mm) NPR 10000
For Kathmandu Banking Office Only
Category Annual Charge
1 N-1(127mm*165mm*517mm) NPR 2700
2 N-2(127mm*330mm*517mm) NPR 4500
3 N-3(254mm*330mm*517mm) NPR 7200

5.4 Minimum Deposit
1 For A- E, N-1, N-2 NPR 10000
2 For F- K, N-3 NPR 20000

5.5 Surreder Charge
1 If within 1 year NPR 800
2 More than 1 year NPR 500
6. Credits
S.No. Particulars Charges

6.1 Consumer Loan
6.1.1. Administrative Fees - New (Other than Gold Loan) 0.75% of approved limit
6.1.2 Administrative Fee - Renewal (Other than Gold Loan) 0.15% of renewed limit
6.1.3 Gold Loan
1 Administrative Fee (Limit approved up to NPR 1 Million ) Free
2 Processing fee (For the Limit above NPR 1 Million) 0.25% on total limit
3 Renewal Fee (For the limit above NPR 1 Million) 0.05% of renewed limit
4 Insurance premium (at the time of repayment) 1% p.a. for the full value of gold and silver on daily basis

6.2 Corporate Loan
6.2.1. Administrative fees (New Loan -Funded) 0.50% of approved limit
Administrative fees (New Loan - Non Funded) 0.15% of approved limit
6.2.2. Administrative fees for Renewals
1 Funded 0.10% of approved limit
2 Non Funded
a Up to 2 Million 0.03% or minimum NPR 3,000
b Above 2 Million upto 10 Million 0.03% or minimum NPR 5,000
c Above 10 Million 0.03% or minimum NPR 10,000

6.3 MSME Loan
6.3.1. Administrative fees (New Loan)
1 Funded 0.75% of approved limit
2 Non Funded 0.15% of approved limit
1 Up to 2 Million NPR 1,500
2 Above 2 Million upto 10 Million NPR 4,000
6.3.2. Administrative fee for Renewals- Funded 0.15 % of approed limit
3 Above 10 Million 0.10%NPR 10,000
6.3.3. Administrative fee for Renewals- non-Funded

6.4 Restructuring and Rescheduling Fee
Restructuring and Rescheduling Fee 0.10%

6.5 Agriculture Loan
6.4.1. Administrative Fee-New Loans
1 In case of Subsidized loan Free
2 Other agriculture loan 0.75% of approved limit
6.4.2. Administrative Fee-Renewals 01.15%of renewed limit
Notes: 1. Administrative Fee on additional limit of all types of loan (except subsidized agriculture loan) shall be charged as equal percentage as new loans under the concerned loan category. 2. Administrative fee shall not be charged in case of loan proposal rejected by bank. Such fee will not be refunded if borrower denies to consume approved loan. 3. All credit related charges levied on customer shall be mentioned in CFOL. 4. Administrative and renewal fees shall be calculated separately for Funded and Non-Funded limit. 5. Administrative fee on limit approval/renewal of guarantee for the purpose of EXIM Code shall be charged NPR 500 p.a. 6. No administrative and renewal fee shall be charged for Non Funded Limits against 100% Cash/Fixed Deposit margin. 7. Loan switching charge shall be equivalent to administrative fee applicable for new loan. (No administrative fee shall be charged if switching charge is recovered from the borrower)

6.6 Commitment Fees
6.6.1. All types of Working Capital / Revolving Nature Loans (If average annual loan outstanding is below 60% of approved limit, then commitment fees shall be charged at the time of renewal) Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit
6.6.2. All types of Term Loans Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit

6.7 Securities Registry Fee
1 Vehicle Registration NPR 2,000
2 Land, Building, machinery and others NPR 2,000
Any fees levied by respective government offices to be paid by the customer

6.8 Securities Release Fee
1 Full release No Service Charge
2 Partial release or exchange of collateral
i Upto 25 lakhs NPR 10,000
ii Above 25 lakhs NPR 15,000
3 For Margin lending NPR 1000 for each time letter sent to Register and Transfer Agent (RTA)

6.9 Loan Swap Charges
Loan Swap Charges Corporate Loan: 0.10% on Swap amount Others: 0.15% on Swap amount

6.10 Letter of Intent
6.11.1. Hydropower Loan
1 Up to 10 Megawatt NPR 25,000
2 Above 10 Megawatt Additional NPR 2,500 per MW
6.11.2 Agriculture Loan
1 Upto 10 Million Loan NPR 5,000
2 Above 10 Million Loan NPR 10,000
6.11.3 Others (Hotel, Hospital, Cement, Steel, etc.)
1 Upto 1 Billion Loan NPR 25,000
2 Above 1 Billion Loan Additional NPR 25,000 per Billion loan

6.11 Prepayment Charges
6.12.1. Prepayment of Term Loan (Floating Interest Rate) Within 2 years from loan disbursement Corporate loan : 0.50% on prepaid amount, Others : 0.75% on prepaid amount
6.12.2 Prepayment of Term Loan (Floating Interest Rate) From 2-5 years from loan disbursement Corporate loan : 0.25% on prepaid amount, Others : 0.375% on prepaid amount
6.12.3 Prepayment of Term Loan (Floating Interest Rate) Above 5 years from loan disbursement Corporate loan : 0.10% on prepaid amount, Others : 0.15% on prepaid amount
6.12.4 Prepayment of Term Loan (Fixed Interest Rate) : Prepayment time as mentioned in agreement/CFOL Corporate loan : 0.50% on prepaid amount, Others : 0.75% on prepaid amount
Note: No Prepayment Charge shall be levied for Term Loans up to the limit of NPR 50 Lakh.

6.12 Facility Amendment Fee
1 For amendment in any terms of CFOL except interest rate NPR 5,000
7. Communication Charges
S.No. Particulars Charges

7.1 Swift Charge (for other than the cases specified above)
1 For correspondence charges NPR 500
2 For payment and other charges NPR 1,000

7.2 For Sending Account Opening Form and/or Bank Statement
For Sending Account Opening Form and/or Bank Statement Charge as per 10.1

7.3 Import/Export Letter of Credit
1 Within Nepal Registry Charge: NPR 500 Courier Charge: NPR 1,000
2 India Registry Charge: NPR 600 Courier Charge: NPR 1,000
3 Other countries Registry Charge: NPR 1000 Courier Charge: As per bank's rule

7.4 For Draft and Document
1 Within Nepal Registry Charge: NPR 50 Courier Charge: NPR 100
2 India Registry Charge: NPR 200 Courier Charge: NPR 500
3 Other countries Registry Charge: NPR 500 Courier Charge: As per bank's rule
8. Mobile Banking Service
S.No. Particulars Charges

8.1 Initial
1. Registration NPR 300 Per Account
2. Renewal Period 1 Year
3. Renewal Fee NPR 300 Per Account
4. PIN Reset NPR 50

8.2 Payments & Transfers (Transaction Count - 20)
1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.3 Send Money (Transaction Count - 20)
1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.4 Inter Bank Transfer (Transaction Count - 20)
1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.5 Schedule Payment (Transaction Count - 20)
1. Per transaction maximum limit amount NPR 300,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000

8.6 Wallet Transfer (Transaction Count - 10)
1. Per transaction maximum limit amount NPR 200,000
2. Per day transaction limit amount NPR 2,00,000
3. Per month transaction limit amount NPR 10,00,000

8.7 IPS Transfer (Transaction Count - 20)
1. Per transaction maximum limit amount NPR 3,00,000
2. Per day transaction limit amount NPR 3,00,000
3. Per month transaction limit amount NPR 10,00,000
9. Depository Services (DMAT Accounts)
S.No. Particulars Charges

9.1 C-ASBA Fee
C-ASBA Registration Fee NPR 5 per application

9.2 Annual Maintaince Fee
DEMAT Account Maintenance Fee per Annum NPR 100

9.3 Account Opening Fee
DMAT Account Opening Fee NPR 50
10. Credit Information Charges
S.No. Particulars Charges

10.1 For Deposit Customers
1 Recommendation for blacklisting
i Cheque amount <1 crore NPR 2,000
ii Cheque amount >1 crore NPR 3,000
2 Recommendation for delisting from blacklist
i Cheque amount <1 crore NPR 2,000
ii Cheque amount >1 crore NPR 3,000
3 Local Credit Information report
i Taken From Branches NPR 200
ii Taken from Head Office NPR 500

10.2 For Credit Customers
1 Information from CICL mentioning no credit availed NPR 250
2 Information from CICL mentioning credit availed NPR 550
3 Recommendation for blacklisting
i Overdue amount <1 crore NPR 2,000
ii Overdue amount >1 crore NPR 3,000
4 Recommendation for delisting from blacklist
i Overdue amount <1 crore NPR 2,000
ii Overdue amount >1 crore NPR 3,000
11. Bank Guarantee
S.No. Particulars Charges

11.1 Guarantee
Guarantee Per Quarter
1 Bid Bond 0.25% or Minimum NPR 1,000
2 Performance Bond 0.375% or Minimum NPR 1,500
3 Advance payment Guarantee 0.375% or Minimum NPR 1,500
4 Payment/Credit Supply Guarantee 0.375% or Minimum NPR 2,000
5 Guarantee issued in favor of Courts of Nepal​ 1.00% or Minimum NPR10,000 (at least 1 year fee shall be taken in advance)
6 Bonded Warehouse/Custom Guarantee 0.375% or Minimum NPR 2,000
7 Guarantee for EXIM Code (Under performance Guarantee) NPR 2,000
8 Guarantee for obtaining license (air ticketing, route permit, etc.) 0.375% or minimum NPR 2,000
9 JV Guarantee issuance or amendment NPR Rs. 500 per issuance plus other applicable charges for related bank guarantee
10 Bank Guarantee secured by Fixed Deposit Receipt 0.25% for bid bond and 0.375% for Performance bond or minimum NPR 1,000
11 Third Party bank guarantee Additional NPR 2,000 per quarter on applicable charges for related Bank Guarantee

11.2 Counter Guarantee
1 Issuance of Counter Guarantee Per Quarter
NPR 0.50% or Minimum NPR 5,000
INR 0.50% or Minimum INR 5,000+ Service Charge
Other FCY 0.50% or Minimum USD 100 + Service Charge
Agency Commission USD 50
SWIFT Commission USD 50
2 Amendment other than time extension and value increment USD 50.00
3 Amendment for time extension within the same quarter USD 50.00

11.3 Advising Guarantee
Advising Guarantee Authentication Charges
1 Up to USD 100,000 USD 20
2 Above USD 100,000 USD 50

11.4 Amendments/Cancellation/Handling of Guarantee
1 Amendment for terms other than value increase and/or validity extension NPR 1000
2 Amendment for Value/Validity extension within the quarter for which the communication has already been charged NPR 1,000
3 Amendment for Value/Validity Extension As per issuance Commission Above
4 Other Amendment i.e., clauses etc. NPR 1,000
5 Guarantee Claim Handling Charges (to be charged to the applicant) NPR 2,000 plus other related charges
6 Guarantee Cancellation Charges NPR 1000
Note: 1. Commission for renewal of guarantee shall be charged as new guarantee. 2. Commission shall be charged on quarterly basis though the tenure has not completed the quarter. E.g.: Guarantee issued for 4 months shall be considered as two quarter. 3.
7 Duplicate Certified Copy of Bank Guarantee NPR 1,000
12. Letter of Credit
S.No. Particulars Charges

12.1 Export Letter of Credit and Cash Against Document (CAD)
1 Advising charges adding confirmation per quarter 0.50% or Minimum NPR 5,000 per quarter
2 Document collection charge 0.15% or Minimum NPR 1,000 per quarter
3 Advising or forwarding charge NPR 2,000 plus Swift Charge
4 Advising charge for amendment of LC NPR 1,000 Plus Swift Charge
5 Cash Incentive Document Processing NPR 750 per Set of Document
6 LC cancellation (Unutilized) NPR 2000 plus Swift Charges
7 Cash Against Document (CAD) permit NPR 3,000 for each Permit
8 Export Re-Financing Document Processing NPR 750 per set of export document
9 Text authentication
i Up to USD 100,000 USD 20
ii Above USD 100,000 USD 50
iii LC swift charge per message NPR 1,000
Note: 1. While negotiating "At Sight" documentary bills, existing interest rate applicable to export loan shall be charged. 15 days shall be taken in consideration while charging interest. Minimum interest Rs.1,000. 2. In case of “Usance” documentary cre
Advising charges without confirmation NPR 2000 per Advise
Export Bills/Docs Collection/purchase/negotiation 0.15% or Minimum NPR 2,000 per set of documents
Overdue Export Bills Additional 2% p.a. interest for overdue period
Amendment in CAD NPR 1000

12.2 Import Letter of Credit
6.5.1 Issuance of Import Letter of Credit
Payment of LC without loan (for sight L/c) NPR 500
Sight LC Issuance 0.10% or Minimum NPR 2,000
Usance LC Issuing 0.20% or Minimum NPR 4,000
Document Returned Unpaid/Unaccepted NPR 1,000 + Communication charge
BCI Report NPR 1,000 Plus Actual Charge of correspondent bank/credit agency
Document Acceptance NPR 1,000
Note: 1. Reimbursement and other charges (if any) in corresponding/foreign banks shall be recovered from the customer on actual basis. 2. For Usance LC, LC Commission of 0.20% per Quarter shall be charged (0.10% or Minimum NPR 2,000 at the time of LC opening and remaining at the time of settlement)
6.5.2. Amendments in Import Letter of Credit
1 Amount and Duration Equivalent to issuance commission plus swift charge
2 Other Terms NPR 2,500 Plus SWIFT Charge
4 Amendment for Custom Purpose NPR 500
6.5.3. Discrepancy Charge on Import Letter of Credit
1. NPR NPR 2,500
2 INR INR 4,000
3 USD USD 80
4 Euro Euro 70
5 GBP GBP 70
6 JPY JPY 8,000
6.5.4. Text Authentication charge
1 Up to USD 100,000 USD 20
2. Above USD 100,000 USD 50
6.5.5. LC Advising charge
1 NPR NPR 2,500
2 INR INR 2,000
6.5.6. LC Swift charge NPR 1,500
Cancellation of transmitted LC NPR 2,500 plus swift Charge
Cancellation of LC Draft (before transmission) NPR 1,000
Issuance of Delivery Order against copy documents NPR 500/- per set of documents
13. SWIFT / DAA / DAP & Others
S.No. Particulars Charges

13.1 Other Miscellaneous
6.8.1 Trust Receipt Handling Charge (Only for FCY) 0.25% per TR document
6.8.2 Advance Payment Certificate (APC) NPR 500
6.8.3 Other Certificate Issuance (EXIM Code & Other reference letters) NPR 500
6.8.4 Line of Credit
PPMO Format 0.10% or Minimum NPR 5,000 per quarter
Bank's own or any other acceptable format NPR 500

13.2 DAA / DAP
1 DAP handling charge 0.25% or Minimum NPR 4,000
2 DAA/DAP Settlement NPR 1000
3 DAA handling charge 0.25% or Minimum NPR 4,000
4 SWIFT NPR 1,500
14. Mero Share
S.No. Particulars Charges
Mero Share Renewal Fee per Annum NPR 50
Mero Share Registration Fee NPR 50

Other Service charge